Risk Analyst II - Credit Risk Analytics Job at GM Financial, Fort Worth, TX

  • GM Financial
  • Fort Worth, TX

Job Description

Why Credit Risk Analytics?​GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, U.S. We are a global provider of auto finance solutions, with operations in North America, South America and the Asia Pacific region. Through our long-standing relationships with auto dealers, we offer attractive retail financing and lease programs to meet the needs of each customer. We also offer commercial lending products to dealers to help them finance and grow their businesses.At GM Financial, our team members define and shape our culture — an environment that welcomes new ideas, fosters integrity and creates a sense of community and belonging. Here we do more than work — we thrive.Our Purpose: We pioneer the innovations that move and connect people to what mattersAbout the role:Risk Analyst II - Credit Risk Analytics is responsible for analyzing credit risk exposure related to consumer and commercial loan and lease acquisition activities. The position involves conducting analysis to mitigate credit risk, create and monitor credit policy, measure credit execution and credit structure. In addition, this position will be responsible for monitoring credit performance by region, credit center, and dealership.What makes you an ideal candidate?Demonstrated understanding of data warehouses, data mining, reporting, data analysis and data visualization techniquesAdvanced with Microsoft Excel, PowerPoint, and WordExperience with respect to data analysis and spreadsheet modeling and/or reportingExperience with coding (SAS or SQL preferred) for data mining and manipulationQuerying skills and knowledge in a data warehouse environmentDemonstrated quantitative skillsAbility to interact collaboratively and proactively with internal customersCapable of managing multiple projects, including ability to coordinate and balance numerous tasks in a time-sensitive environment, under pressure, meeting deadlinesUnderstanding the metrics utilized in monitoring the performance of a consumer or commercial lending portfolio is a plusExperience:2-4 years’ experience working with complex Excel workbooks, querying large multi-table datasets, data analysis, and data presentation; the qualified candidate will also be able to demonstrate proficiency with the following tools: SAS and/or SQL, Microsoft Excel, PowerPoint, and Word Req2-4 years’ experience in consumer and/or commercial loan and lease origination analysis PrefBachelor’s Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field; degrees in non-quantitative fields considered with adequate work experience RequiredMaster’s Degree Finance, Economics, Mathematics, Business, Business Analytics, MIS, or other quantitative field PreferredWhat We Offer: Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.Compensation: Competitive pay and bonus eligibility.Work Life Balance: Flexible hybrid work environment, 2 days a week in the office.In this role, you will:Utilize data mining and advanced spreadsheet skills to quantify credit risk related to loan and lease origination activitiesSummarize findings, develop recommendations and present analyses to management in a clear, concise, convincing, and actionable formatEmploy best practices of data analysis and validation to ensure data results are accurateAssist in the creation, maintenance and monitoring of origination credit policies, procedures and lending stipulationsUnderstand how change to origination credit policy and lending environment can impact loan/lease volume as well as overall credit performanceProactively monitor and report relevant changes in origination trends and portfolio performance to managementConduct ad hoc research projects incorporating project design, data collection and analysis, summarization of finding, and presentation of resultsFull timePosting Date:

Job Tags

Work experience placement, Work at office, Flexible hours, 2 days per week

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